Health insurance schemes: A cross-sectional study on levels of awareness by patients attending a tertiary care hospital of coastal south India

Bhaskaran Unnikrishnan, Abhinav Pandey, Jillela Sairama Gayatri Saran, C. Praveen Kumar, Basavaraj Ulligaddi, Ashfiya Afrath Mariyam, Priya Rathi

Research output: Contribution to journalArticle

Abstract

Background: Health insurance (HI) is one of the ways by which Out-Of-Pocket Expenditure can be reduced. However, only 15% of the Indian population purchased some kind of HI. Thus, we aimed to study the awareness, enrollment, and reasons for non-enrollment of HI among patients attending public and private hospitals. Materials and methods: A hospital-based cross-sectional study was conducted among 403 patients from both public and private hospitals attached to a medical college in Mangalore. Patients were interviewed using a pre-tested, semi-structured questionnaire after obtaining a written informed consent. The data were entered and analyzed using SPSS 25. Results: The study shows that 74.4% of the patients were aware of HI. The main sources of information were friends and Newspaper.71% had purchased a HI. The foremost reason to purchase a HI was to cover medical expenditure (84.6%), chiefly the surgical expenses. The most cited reason for non-enrollment in HI schemes was lack of awareness. Conclusion: The awareness regarding HI was found to be high. However, not all who were aware had a HI.

Original languageEnglish
JournalInternational Journal of Healthcare Management
DOIs
Publication statusAccepted/In press - 01-01-2019

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Tertiary Healthcare
Health Insurance
Tertiary Care Centers
India
Cross-Sectional Studies
Private Hospitals
Public Hospitals
Health Expenditures
Informed Consent

All Science Journal Classification (ASJC) codes

  • Health Policy

Cite this

Unnikrishnan, Bhaskaran ; Pandey, Abhinav ; Gayatri Saran, Jillela Sairama ; Praveen Kumar, C. ; Ulligaddi, Basavaraj ; Mariyam, Ashfiya Afrath ; Rathi, Priya. / Health insurance schemes : A cross-sectional study on levels of awareness by patients attending a tertiary care hospital of coastal south India. In: International Journal of Healthcare Management. 2019.
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Health insurance schemes : A cross-sectional study on levels of awareness by patients attending a tertiary care hospital of coastal south India. / Unnikrishnan, Bhaskaran; Pandey, Abhinav; Gayatri Saran, Jillela Sairama; Praveen Kumar, C.; Ulligaddi, Basavaraj; Mariyam, Ashfiya Afrath; Rathi, Priya.

In: International Journal of Healthcare Management, 01.01.2019.

Research output: Contribution to journalArticle

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AU - Praveen Kumar, C.

AU - Ulligaddi, Basavaraj

AU - Mariyam, Ashfiya Afrath

AU - Rathi, Priya

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